Unlock the ‘Charles Ramsey method’ for tax planning and learn how it can help you avoid the number one wealth killer: taxes.
Brett Ramsey welcomes his father, Charles Ramsey, to share vital lessons in tax and financial planning. Charles Ramsey, a retired president of the Commercial Tire division and a seasoned CPA, offers a treasure trove of wisdom that applies to anyone planning for retirement.
Key episode discussions include:
Why having a margin in your financial life is crucial and how small extras can add up
Why taxes are the number one wealth killer and how to manage them effectively to retain more of your earnings
The importance of liquidity in your retirement accounts to avoid selling assets at unfavorable times
Practical steps on how to use Qualified Charitable Distributions (QCDs) and other tax strategies to optimize your financial health
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Join us as we unravel the remarkable story of John and Mary, two individuals who defied retirement uncertainties and crafted a successful roadmap for their future.
In this episode, John and Mary, who initially found themselves uncertain about their retirement plans, shed light on their experiences and how they overcame unexpected hurdles.
Here’s what you can expect from this episode:
Practical strategies for adapting to changing retirement benefits and how to take control of your financial future
The importance of consolidating and managing retirement funds from various sources effectively
Valuable tips on navigating complex estate settlements and optimizing your inherited assets
The significance of diversification in retirement planning and how it can lead to long-term financial stability
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Do you feel lost when it comes to securing your retirement income amidst an unpredictable market?
In this episode, Brett Ramsey and Jason Bloom, Senior Director of Global ETF Strategy at Invesco US introduces the powerful solution of bond laddering as a risk management technique that delivers consistent income throughout one’s retirement years. Listen in as they dive into strategies and guidance in navigating your financial future and securing your retirement income with certainty.
Here’s a sneak peek of what you can expect to learn:
How bond laddering can provide you with a roadmap for managing risk in changing interest rate environments
Ways to take advantage of staggered bond maturities to optimize your investment returns
How bond laddering allows you to avoid making large bets on interest rate movements
What happens when you align bond laddering with your specific retirement objectives
Jason Bloom is an experienced professional with over 23 years of fixed-income industry expertise. In addition, he has a strong background in trading global interest rates and commodities, having worked for a hedge fund in Chicago for a decade. In 2009, Jason joined the Guggenheim ETF business and was vital in introducing the successful Bullet shares ETFs. Later, he joined Invesco US, where he continued his focus on developing innovative investment strategies within the ETF landscape. With his passion for bond laddering and providing stability in investment returns, Jason brings a wealth of knowledge and experience.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
As someone approaches retirement, you may be worried about how to make your savings last for the long haul.
It’s a common concern, but fortunately, there’s a tool that can help: The Income Conductor.
In our latest podcast episode, we dive into retirement income planning and how The Income Conductor can help you make the most of your golden years.
We understand that everyone’s retirement goals and financial situations are unique, so we’ll guide you through mapping out a personalized plan for your retirement.
Using The Income Conductor, you can visualize each year of your retirement and split your money into different time segments. This will help you create a plan that ensures you won’t run out of money and can continue enjoying your retirement to the fullest.
During this episode, we’ll help you better understand retirement income planning, including:
When to start drawing money out of your savings and how to replenish it
How to split your money into different time segments using The Income Conductor
The importance of later money and how it can continue to grow even as you take it out
How to use The Income Conductor to create a plan that will make your money last throughout your retirement
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
What if that same classic game could help revolutionize your retirement financial decisions?
Whether in 1-5 years, 6-10 years, or 11+ years, this game can help you determine how much money you need for each goal on the board and where to invest it.
Listen to Brett simplify the financial decision-making process in retirement by asking key questions such as “When do I need my money? ” “How much do I need?” and “Where should I invest?”
Brett discusses:
Using Tic Tac Toe to simplify retirement planning
Categorizing your retirement money and determining how much you need for each goal
Understanding the tax status of your retirement accounts and investing accordingly
Maximizing the benefits of tax-free accounts for tax-free growth
Building confidence in your retirement financial decisions
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Navigating the probate process can be daunting and emotionally challenging for anyone dealing with losing a loved one. As an executor, heir, or interested party, it is essential to have a clear understanding of the legal process involved in probate and the critical role that an estate executor and attorneys can play in facilitating the proceedings.
In this episode, attorney Corbin King shares his insights and experiences to help listeners understand the probate process and navigate it successfully.
Through his discussion, King highlights the importance of having an estate executor who can help facilitate the probate process and avoid disputes among heirs. He also touches on the critical role that attorneys can play in navigating the complexities of probate and ensuring that the wishes of the deceased are respected.
Corbin discusses:
Understanding what probate is and the legal process involved
The crucial role that estate executors can play in facilitating probate and preventing disputes among heirs
The ways in which attorneys can help navigate the complexities of probate and ensure that the wishes of the deceased are honored
Tips for dealing with the emotional challenges that can arise during probate
Indiana probate lawyer Corbin King takes a practical and personal approach to client service in estate planning, probate and elder law issues. With more than three decades of experience, he provides clarity, guidance and counsel to people as they deal with trust and estate matters, probate administration and the unique issues faced by the elderly.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Although often overlooked, estate planning is a crucial component of comprehensive financial planning, and neglecting to address it can have significant consequences.
In this episode, Brett and Cheri Brooks, CPA and Managing Director of Neuberger Berman Advisor Institute, discuss financial advisors’ crucial role as “quarterbacks” in guiding families through estate planning after losing a loved one.
Cheri also sheds light on the importance of having a comprehensive estate plan and introduces The Family Love Letter™ as a planning tool to help families navigate the complexities of this critical task.
Cheri discusses:
Why it’s important to engage a financial advisor in your estate planning decisions even after receiving your estate plan from an attorney
How to prevent family disputes
The Family Love Letter™ planning tool and how it can help families consolidate all of the necessary information and documents for estate planning and how it can help you
Cheri Brooks, CPA, Managing Director, joined the firm in 1993. Cheri is Business Developer and Head of the Neuberger Berman Advisor Institute (NBAI). Previously, Cheri was the Regional Vice President for the Midwestern territory for Neuberger Berman Intermediary Sales where she worked with 401(k) providers, insurance companies, banks, broker/dealers, and financial advisors. Prior to joining the firm, she was tax consultant with Arthur Andersen & Co. Cheri was on the board for the Chicago Women Investment Professionals (WIP) from 2003-08 and is currently an active member and board alum. She also served on the Advisory Board for Women’s Initiative Leading Lehman (WILL) from 2004-06 and the Co-Chair of WILL from 2007-08. Cheri was a recipient of the Lehman Brothers/Neuberger Berman’s Diversity Award for 3 consecutive years (2005-07) and is a former member of the Chicago Financial Women’s Association from 2003-06. Cheri received her BA in Accounting from Illinois Wesleyan University where she graduated cum laude. Cheri is a Certified Public Accountant.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
At Artisan Wealth Strategies we’re always thinking about how to elevate the retirement planning process for our clients.
When it comes to your retirement vision, it’s important for us to create a process that takes into account your income and your health.
In this week’s episode, Brett Ramsey will talk about his streamlined process and how he’s been able to build a strong client experience through clear expectations.
Tune in to learn more about what to expect from the retirement planning processes at Artisan Wealth.
Brett Discusses:
The 3 part service model Artisan Wealth Strategies gives their clients in retirement that makes every experience unique
What HALO by Genivity is and how this type of health analysis can help you
The tax component of retirement and how to understand it
Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives.
Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them aim for their goals.
So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.
Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.
Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.
An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Handcrafted for a confident retirement is the motto Artisan Wealth Strategies prides itself on.
The commitment to this statement is why one of the first things discussed with any client at Artisan is to understand their circumstances and really get to know them over time.
Back with the second episode of Handcrafting Your Retirement, we get to know the story behind the Artisan name and the vision for this podcast. Our host, Brett Ramsey CFP, MBA shares insightful wisdom about the importance of building relationships with clients over time to increase confidence in their retirement. He helps us understand what makes a relationship go from good to great, and how his unique background has impacted the way he has evolved his business to where it stands today.
Brett discusses:
The business model and philosophy that Artisan Wealth Strategies prides itself on
Why a timed relationship is a key process in retirement planning
The importance of developing contingency plans to increase confidence
How evolving and adapting in life, and retirement planning, are imperative to getting the outcomes you want
Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives.
Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them reach their goals.
So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.
Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.
Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.
An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC
The opinions voices in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
“Helping make your money last one day longer than you” is one of the notions Artisan Wealth Strategies stands by.
In this very first episode of Handcrafting Your Retirement podcast, Brett Ramsey CFP, MBA, co-owner of Artisan Wealth Strategies, gives listeners a grasp of what this notion means and why it should matter to you.
Tune in to the inaugural episode where you will learn about Brett’s passion for educating retirees on finance, how Artisan Wealth Strategies approaches the client advisor relationship and the experiences that started from when Brett was a young boy that have helped shape his career.
Brett discusses:
His personal story and how lessons he’s learned along the way have taught him to approach every client in a unique way
The history behind why he got into the financial industry to help retirees and what inspired him to take this path
The Artisan Wealth Strategy philosophy and what sets them apart
Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives.
Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them reach their goals.
So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.
Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.
Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.
An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC
The opinions voices in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
