Category: Financial Advisor

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Navigating Tax Preparation and Planning with Tax Expert Mark Crooks (Ep. 10)

Navigating Tax Preparation and Planning with Tax Expert Mark Crooks (Ep. 10)

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Are you tired of feeling overwhelmed and confused when it comes to filing your taxes? Don’t worry, you’re not alone. But what if you could have access to expert advice that simplifies the tax process and maximizes your returns?

Join us on this episode as we chat with tax guru Mark Crooks, who demystifies the complex world of tax preparation and planning. Mark dispels common myths about taxes and provides valuable insights on how to effectively plan for tax season, regardless of your income sources or tax deductions. Don’t miss this opportunity to optimize your financial strategy and take control of your taxes. Tune in now!

In this episode:

  • Discover the truth about long form vs. short form, and other common tax myths that are hurting your wallet
  • Learn about the different tax rules that apply to various types of income, such as salaries and wages, investment income, retirement income, social security, business rental property, royalties, and more
  • Understand how to create a comprehensive tax planning strategy that minimizes your tax liability and maximizes your returns
  • We’ll also show you how to level out your taxes to avoid sudden spikes during retirement
  • Don’t miss out on these game-changing tips and more – tune in now!

 Connect with Brett Ramsey:

Connect with Mark: 

About Our Guest:

Mark Crooks is a tax expert who has spent over two decades helping individuals, small businesses, and trusts navigate the complexities of tax preparation and planning. Mark’s journey to becoming a tax preparer began when he studied tax, accounting, and finance in college. After starting his own sales business and doing his taxes, Mark discovered the “tricks of the trade” regarding tax preparation. He eventually transitioned into the tax business full-time and has since become an expert at helping his clients get organized and approach tax season more calmly and structured way. Mark aims to dispel common misconceptions about taxes and help his clients plan and prepare for tax season, no matter their income sources or tax deductions.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Unleashing the Power of Social Security with Brett Ramsey (Ep. 9)

Unleashing the Power of Social Security with Brett Ramsey (Ep. 9)

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Are you feeling uncertain about when to retire? What could you do to make more informed decisions about your Social Security benefits? Are you curious about how Social Security could impact your retirement income? 

Tune in to this episode for helpful tips on how to make informed decisions about your benefits. Join Brett Ramsey as he unpacks everything you need to know about maximizing your retirement income with Social Security. Don’t miss out on critical takeaways that could impact your Social Security benefits – start listening now!

In this episode:

  • Discover the key to unlocking your ideal retirement
  • Learn how to determine the perfect retirement age
  • Understand the impact of life expectancy on your Social Security benefits
  • Explore the different ages when you can start drawing Social Security benefits
  • Consider critical tax questions for your unique situation 
  • And so much more!

Don’t miss out on this exciting opportunity to take control of your retirement plans. Tune in now!

Resources:

 Connect with Brett Ramsey:

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Securing Your Golden Years: Navigating Retirement Income with Confidence (Ep. 8)

Securing Your Golden Years: Navigating Retirement Income with Confidence (Ep. 8)

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Are you worried about having enough income to live comfortably in retirement? You’re not alone. 

But what if you had access to a platform that could empower you to make better-informed decisions around social security and create a customized, time-segmented income plan that can be easily managed throughout retirement? 

Join Sheryl O’Connor and Phil Lubinski, experts in the retirement marketplace, as they unveil IncomeConductor®, a revolutionary platform that helps retirees and advisors plan for the future with confidence. Don’t miss this opportunity to take control of your retirement income and secure your financial future.

In this episode, Phil and Sheryl dive into:

  • The game-changing power of IncomeConductor® – the revolutionary platform for customized, time-segmented income plans for retirees
  • Social security claiming strategy assistance with IncomeConductor®
  • Traditional retirement planning methods have long relied on the “plan till your 9s” approach, but why this is not always the best idea
  • How Artisan Wealth Strategies incorporates IncomeConductor® for client’s retirement plan
  • And that’s not all! 

Resources

 Connect with Brett Ramsey:

About Sheryl O’Connor:

Sheryl is a senior executive with over 25 years of experience in financial services and technology innovation. A demonstrated leader and entrepreneur with a proven track record and results, Sheryl is skilled at building large enterprise program teams across global business and technology sectors as well as small, agile teams at start-ups. She has spent the last 13 years delivering business value to financial firms and advisors through innovative programs and technology and is a noted speaker and panel member at various industry and association events.

Currently, Sherly is the Co-Founder of IncomeConductor (WealthConductor LLC) which provides a complete program to financial advisors who wish to capture the exploding opportunities in the distribution marketplace, including a platform of support services and an award-winning SaaS technology, IncomeConductor®.

Connect with Sherly: LinkedIn: Sheryl O’Connor 

About Phil Lubinski: 

Phil has spent over 30 years as a financial advisor, serving almost exclusively retirement income planning clients. He has trained thousands of advisors from around the country on his time-segmented retirement income strategy.

Phil has co-developed several fintech systems designed to help advisors create income plans for their clients. After successfully transitioning his practice, he helped co-found WealthConductor LLC with the intention of creating IncomeConductor, the best-in-class time-segmented income software. Phil contributes his financial planning and retirement income expertise to the software design as well as the training and case consultation services.

Connect with Phil: LinkedIn: Phil Lubinski  

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The Longevity Plan: How to Make Your Money Last as Long as You Do with Heather Holmes (Ep. 7)

The Longevity Plan: How to Make Your Money Last as Long as You Do with Heather Holmes (Ep. 7)

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Retirement planning often involves considering how to make your savings last as long as possible, which is known as a longevity plan. In this episode, we discuss ways to influence your longevity and improve your quality of life during retirement.

Heather Holmes, Founder, and CEO of Genivity, an innovative WealthTech platform, shares how her platform HALO helps people with their long-term financial planning strategy.

Heather discusses how HALO, a WealthTech platform, uses technology to help people with their long-term financial planning strategy and shares practical steps for increasing longevity.

Heather discusses:

  • The latest research on longevity
  • How Genivity HALO helps financial advisors help their clients prepare to live well longer
  • The value of preparing for longevity and how you can finance it
  • And so much more!

Resources:

Connect with Brett Ramsey: 

Connect with Heather Holmes:

About our Heather Holmes: 

Heather Holmes is the Founder and CEO of Genivity, an innovative WealthTech SaaS platform at the nexus of health and wealth for long-term financial planning and wealth management strategies. Heather leads the vision for Genivity and focuses on product design, business development, and fundraising. She brings a decade of sales, marketing, and market development experience to Genivity from her time in the medical device industry working for Medtronic & Abbott Vascular.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Finances and Health: How To Make It Work (Ep. 6)

Finances and Health: How To Make It Work (Ep. 6)

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What do your finances and health have in common? It’s something we don’t often think about. While financial literacy is essential, our health impacts how we plan our finances. 

In this episode, Brett Ramsey shares some of his health secrets and scares, what he has learned from them, and how it impacts money. This episode will inspire you to take control of your personal and financial well-being.  

Brett discusses:

  • Why the state of your health needs to be addressed when planning your finances
  • How he went from an unhealthy workaholic to a health-conscious, balanced individual
  • Why financial advisors need to talk about health more
  • The health challenges Brett faced and how he overcame them
  • And more

Resources:

Connect with Brett Ramsey: 

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Using A Donor-Advised Fund For Year-End Charitable Giving (Ep. 5)

Using A Donor-Advised Fund For Year-End Charitable Giving (Ep. 5)

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Donor-advised funds are an amazing part of the nonprofit landscape, but they can also be hard to understand. As the market is changing, charitable giving can be a way to remain resilient, keep more of your taxes and do good at the same time.

In this episode, Brett Ramsey speaks with one of his clients, Ron, about the benefits of using Donor-advised funds. They two talk about how this charitable giving option works and how you can contribute to this tool as part of your philanthropic efforts.

Brett and Ron discuss:

  • How to establish your donor-advised fund (DAF)
  • The ways you may be eligible to claim an itemized tax deduction on donor-advised funds
  • How you can structure your (DAF) in a way that best meets your charitable goals
  • What inspired Brett and Ron to open a (DAF) and how it has impacted their lives
  • And more!

Resources:

Connect with Brett Ramsey:

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Rightsizing Your Retirement Home (Ep. 4)

Rightsizing Your Retirement Home (Ep. 4)

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The key to managing your retirement lifestyle is not ‘downsizing’ but ‘rightsizing.’

In this episode, we are joined by two of Artisan Wealth Strategies’ clients, Nancy and Bob Sweeney, and Jason Rose, a realtor for over 20 years. The trio chats with Brett Ramsey about the criteria you should focus on when you decide to downsize and find a new home, without jeopardizing your finances or lifestyle.

Nancy, Bob, and Jason discuss:

  • The biggest challenges with any downsizing couple
  • Finding options and the availability of products for a new home in this market
  • How to handle the memorable that retirees can t let go of
  • Why retirees should consider a reverse mortgage
  • And more!

Resources:

Connect with Jason Rose 

Connect with Brett Ramsey: 

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The Client Experience: Your Retirement Vision (Ep. 3)

The Client Experience: Your Retirement Vision (Ep. 3)

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At Artisan Wealth Strategies we’re always thinking about how to elevate the retirement planning process for our clients.

When it comes to your retirement vision, it’s important for us to create a process that takes into account your income and your health. 

In this week’s episode, Brett Ramsey will talk about his streamlined process and how he’s been able to build a strong client experience through clear expectations.

Tune in to learn more about what to expect from the retirement planning processes at Artisan Wealth.

Brett Discusses:

  • The 3 part service model Artisan Wealth Strategies gives their clients in retirement that makes every experience unique
  • What HALO by Genivity is and how this type of health analysis can help you
  • The tax component of retirement and how to understand it
  • What it means to practice your retirement

Resources:

Connect with Brett Ramsey: 

About Brett Ramsey CFP, MBA:

Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives. 

Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them aim for their goals. 

So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.

Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.

Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.

An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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Handcrafting Your Wealth: The Story Behind The Name (Ep. 2)

Handcrafting Your Wealth: The Story Behind The Name (Ep. 2)

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Handcrafted for a confident retirement is the motto Artisan Wealth Strategies prides itself on.

The commitment to this statement is why one of the first things discussed with any client at Artisan is to understand their circumstances and really get to know them over time.

Back with the second episode of Handcrafting Your Retirement, we get to know the story behind the Artisan name and the vision for this podcast. Our host, Brett Ramsey CFP, MBA shares insightful wisdom about the importance of building relationships with clients over time to increase confidence in their retirement. He helps us understand what makes a relationship go from good to great, and how his unique background has impacted the way he has evolved his business to where it stands today.

Brett discusses:

  • The business model and philosophy that Artisan Wealth Strategies prides itself on
  • Why a timed relationship is a key process in retirement planning 
  • The importance of developing contingency plans to increase confidence 
  • How evolving and adapting in life, and retirement planning, are imperative to getting the outcomes you want
  • ….And so much more!

Resources:

Connect with Brett Ramsey: 

About Brett Ramsey CFP, MBA:

Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives. 

Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them reach their goals. 

So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.

Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.

Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.

An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC

The opinions voices in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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“Helping Make Your Money Last One Day Longer Than You” (Ep. 1)

“Helping Make Your Money Last One Day Longer Than You” (Ep. 1)

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“Helping make your money last one day longer than you” is one of the notions Artisan Wealth Strategies stands by.

In this very first episode of Handcrafting Your Retirement podcast, Brett Ramsey CFP, MBA, co-owner of Artisan Wealth Strategies, gives listeners a grasp of what this notion means and why it should matter to you. 

Tune in to the inaugural episode where you will learn about Brett’s passion for educating retirees on finance, how Artisan Wealth Strategies approaches the client advisor relationship and the experiences that started from when Brett was a young boy that have helped shape his career.

Brett discusses:

  • His personal story and how lessons he’s learned along the way have taught him to approach every client in a unique way
  • The history behind why he got into the financial industry to help retirees and what inspired him to take this path
  • The Artisan Wealth Strategy philosophy and what sets them apart 
  • ….And so much more!

Resources:

Connect with Brett Ramsey: 

About Brett Ramsey CFP, MBA:

Brett is one of our owners and LPL financial advisors here at Artisan Wealth Strategies and has been in the financial industry for 20 years. He specializes in retirement income planning, as well as comprehensive financial planning, and enjoys guiding and supporting his clients through major financial decisions in their lives. 

Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. While working as an executive at an insurance company, Brett began to realize how much he enjoyed working directly with his clients and wanted to be able to provide more comprehensive support and guidance to help them reach their goals. 

So, he received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys. In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice. Now, he provides his clients at Artisan Wealth Strategies with personalized service and a wealth of knowledge accumulated from his decades of experience.

Raised in a small town in Arkansas, Brett credits his father with teaching him the value of a dollar from a very young age. Every night after work, his father would watch the nightly business report on PBS, and Brett would join him. Through those nightly reports and his father’s guidance, Brett has always had an innate understanding of finances and how to manage money well.

Brett now lives in Carmel, Indiana, with his wife, Christine, and their three children—Maryrose, Caroline, and Grant. His family is his favorite pastime, but he’s also an avid athlete. He’s run several half marathons and a full marathon, loves to golf, and enjoys coaching others as well.

An active member of his community, Brett has organized many educational classes on financial topics such as budgeting, eliminating debt, and planning for retirement, and has volunteered and taught similar classes for many non-profit organizations. Above all, Brett is committed to educating others—especially his clients—to become confident in their own financial decisions.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC

The opinions voices in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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