Imagine a world where the younger generation is not only savvy with technology but also with their finances.
Dive into an engaging conversation as Brett Ramsey and his two insightful daughters, Caroline and Maryrose, pull back the curtain on the crucial world of financial literacy for the youth. In this episode, they navigate their personal tales of money management, college adventures, and career journeys, painting a vivid picture of how finance intertwines with life’s pivotal decisions.
Together, Brett, Caroline, and Maryrose unravel:
The pivotal role finances played in their college and career trajectories
The undeniable significance of arming oneself with the right financial knowledge
Proactive strategies for preretirees to usher in a new generation with a profound grasp of money’s value
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Retirement means planning for a lot of things. Having enough money, planning what you will do during retirement and how your money will be spent. Along with that comes planning for something you haven’t experienced before. Why not learn from someone who has that experience?
In this episode, Brett Ramsey is joined by Jennifer Clapp, a retiree who shares her experience of suddenly leaving a 30-year career for retirement and how she planned the transition. She explores key habits for financial success, such as having “pocket money” for discretionary spending and investing in retirement savings, along with planning for unexpected bumps along the way.
Brett and Jennifer discusses:
How she transitioned out of her company and into retirement
Why her husband insisted on her enrolling in the company 401(k) plan
How she made the best of an unexpected decision to buy a new house
The importance of financial education and mentorship for the next generation
Her experience going back to work after entering retirement and after Covid
Brett is committed to educating others—especially his clients—to become confident in their own financial decisions. As co-owner and LPL financial advisors at Artisan Wealth Strategies, he specializes in retirement, income planning, as well as comprehensive financial planning. Brett has been in the financial industry for 20 years.
Brett attended Case Western Reserve University, where he received his undergraduate degree in Mechanical and Aerospace Engineering. He went on to attend Duke’s Fuqua School of Business to receive his MBA. He received his CFP® certification to become a financial advisor, and soon began helping clients on their financial journeys.
In his 20 years in the industry, he’s worked for major financial corporations such as Sheridan Road Financial, Novus Wealth Management, and Nettworth Financial Group prior to establishing his own financial planning practice.
Brett now lives in Carmel, Indiana, with his family which is his favorite pastime, but he’s also an avid athlete. An active member of his community, Brett has organized many educational classes on financial topics and taught classes for many non-profit organizations.
Retirement planning is a crucial aspect of our financial well-being that often goes overlooked until it becomes a pressing reality.
Therefore, It is crucial to listen and learn from experiences to enjoy this life phase in a relaxed and stress-free manner.
In this episode, Brett Ramsey is joined by Davida Hutson, a retiree who shares her story of unexpected widowhood and the importance of retirement planning. They emphasize the need for organizing your finances, the challenges of estate planning, and the importance of diversification. Additionally, Brett and Davida touch on the importance of taking the first step toward retirement planning and seeking professional advice.
They discuss:
A personal story of Brett moving his daughter’s couch into her apartment and how it relates to retirement planning
Davida’s story of unexpected widowhood and how it led her to attend Brett’s retirement class
Davida’s experience of inheriting a diverse portfolio of assets from her parents and the challenges she faced in organizing and distributing them fairly
The importance of organizing financial documents and creating a family love letter to ensure that assets are distributed according to the wishes of the deceased
The importance of diversification and not getting stuck on one asset
Davida’s new hobbies and activities to fill her time during retirement
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Join us as we unravel the remarkable story of John and Mary, two individuals who defied retirement uncertainties and crafted a successful roadmap for their future.
In this episode, John and Mary, who initially found themselves uncertain about their retirement plans, shed light on their experiences and how they overcame unexpected hurdles.
Here’s what you can expect from this episode:
Practical strategies for adapting to changing retirement benefits and how to take control of your financial future
The importance of consolidating and managing retirement funds from various sources effectively
Valuable tips on navigating complex estate settlements and optimizing your inherited assets
The significance of diversification in retirement planning and how it can lead to long-term financial stability
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
As someone approaches retirement, you may be worried about how to make your savings last for the long haul.
It’s a common concern, but fortunately, there’s a tool that can help: The Income Conductor.
In our latest podcast episode, we dive into retirement income planning and how The Income Conductor can help you make the most of your golden years.
We understand that everyone’s retirement goals and financial situations are unique, so we’ll guide you through mapping out a personalized plan for your retirement.
Using The Income Conductor, you can visualize each year of your retirement and split your money into different time segments. This will help you create a plan that ensures you won’t run out of money and can continue enjoying your retirement to the fullest.
During this episode, we’ll help you better understand retirement income planning, including:
When to start drawing money out of your savings and how to replenish it
How to split your money into different time segments using The Income Conductor
The importance of later money and how it can continue to grow even as you take it out
How to use The Income Conductor to create a plan that will make your money last throughout your retirement
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Are you worried about having enough income to live comfortably in retirement? You’re not alone.
But what if you had access to a platform that could empower you to make better-informed decisions around social security and create a customized, time-segmented income plan that can be easily managed throughout retirement?
Join Sheryl O’Connor and Phil Lubinski, experts in the retirement marketplace, as they unveil IncomeConductor®, a revolutionary platform that helps retirees and advisors plan for the future with confidence. Don’t miss this opportunity to take control of your retirement income and secure your financial future.
In this episode, Phil and Sheryl dive into:
The game-changing power of IncomeConductor® – the revolutionary platform for customized, time-segmented income plans for retirees
Social security claiming strategy assistance with IncomeConductor®
Traditional retirement planning methods have long relied on the “plan till your 9s” approach, but why this is not always the best idea
How Artisan Wealth Strategies incorporates IncomeConductor® for client’s retirement plan
Sheryl is a senior executive with over 25 years of experience in financial services and technology innovation. A demonstrated leader and entrepreneur with a proven track record and results, Sheryl is skilled at building large enterprise program teams across global business and technology sectors as well as small, agile teams at start-ups. She has spent the last 13 years delivering business value to financial firms and advisors through innovative programs and technology and is a noted speaker and panel member at various industry and association events.
Currently, Sherly is the Co-Founder of IncomeConductor (WealthConductor LLC) which provides a complete program to financial advisors who wish to capture the exploding opportunities in the distribution marketplace, including a platform of support services and an award-winning SaaS technology, IncomeConductor®.
Phil has spent over 30 years as a financial advisor, serving almost exclusively retirement income planning clients. He has trained thousands of advisors from around the country on his time-segmented retirement income strategy.
Phil has co-developed several fintech systems designed to help advisors create income plans for their clients. After successfully transitioning his practice, he helped co-found WealthConductor LLC with the intention of creating IncomeConductor, the best-in-class time-segmented income software. Phil contributes his financial planning and retirement income expertise to the software design as well as the training and case consultation services.
